SKU
1086826
Garmin

Garmin Forerunner 55 Sports Watch (Black)

Product Description
In stock

Price per week: $7.67

Total item price:
from $7.67 pw
Item Price
$399.00

Total payoff time:103 weeks (1 year)*edit at next step

All plans will be customised and calculated at the next step. If you are Laybying more than one item, they will all be included into the same plan. You can purchase now, at full price below.

Plans from 4 weeks to 12 months How does Layby work again?

All plans will be customised and calculated at the next step. If you are Laybying more than one item, they will all be included into the same plan.

Price per week: $7.67*edit at next step

Total item price:
from $7.67 pw
Item Price
$399.00

Total payoff time: 52 weeks (1 year)*edit at next step

Per week:$7.67

Total:
from $7.67 pw
Item Price
$399.00

52 weeks

Minus
Plus
Accept payment
Plans from 4 weeks to 12 months How does Layby work again?
010-02562-00

Key Features

See Yourself as A Runner
This easy-to-use GPS smartwatch is designed for people of all skill levels to track their stats and chase their fitness goals.

Designed for Form And Function
Lightweight and comfortable. this smartwatch is the perfect fit for running and for everyday life.

Sport-Ready Materials
Whether you?re running a 5K or sweating it out during HIIT sessions. experience the ultimate in comfort with this sporty silicone band.

Built-In GPS
Track where you run. and get accurate stats. including distance. pace and intervals.

Wrist-Based Heart Rate
Get heart rate data1 along with alerts if your heart rate stays high while you?re at rest. Even gauge how hard your heart is working during activities.

Daily Suggested Workouts
For personalised training guidance. get daily run recommendations of varying intensities based on your training history. fitness level and recovery time.

Pacepro? Technology
To help you plan your race day strategy. this feature offers GPS-based pace guidance for a selected course or distance in the Garmin Connect? app. So. you can tailor your efforts to what?s ahead.

Finish Time
Want some guidance to help you meet your goal? Select a distance for your run. and you?ll be able to see a data screen that shows your estimated finish time.

Track Run
When you?re ready to hit the track for some speedwork. use the built-in track run activity to record accurate lap distances and see your distances in metres.

Cadence Alerts
Want to improve your running form? Use the cadence alerts to know when you?ve gone outside your target cadence range.

Recovery Advisor
Giving your body time to recover between training sessions is crucial. After each workout. the built-in recovery time feature will let you know how long to rest before another big effort.

Race Predictor
This specialised tool takes into account your fitness level and training history to help you work toward your race goal and see the impact of training on your predicted finish time.

Built-In Sports Apps
Switch up your workout routine with activity profiles for track or virtual running. pool swimming. Pilates. HIIT and even breathwork.

Battery Life
Run to your heart?s content with up to 2 weeks of battery life in smartwatch mode and up to 20 hours in GPS mode.

Fitness Tracking
While you?re out and about. Forerunner 55 tracks steps. intensity minutes and more1.

Stress Tracking
Find out if you?re having a calm. balanced or stressful day. Relax reminders will even prompt you to do a short breathing activity.

Body Battery? Energy Monitoring
Track your body?s energy levels so you can find the best times for activity and rest.

Fitness Tracking
While you?re out and about. Forerunner 55 tracks steps. intensity minutes and more1.

Stress Tracking
Find out if you?re having a calm. balanced or stressful day. Relax reminders will even prompt you to do a short breathing activity.

Body Battery? Energy Monitoring
Track your body?s energy levels so you can find the best times for activity and rest.

Intensity Minutes
See when during the day you earned intensity minutes from moderate and vigorous physical activity.

Fitness Age
This feature uses chronological age. resting heart rate and other factors to estimate if your body is younger or older than you are. Age is just a number. after all.

Respiration Tracking
See how you?re breathing throughout the day. during sleep and during breathwork activities.

Women?s Health Tracking
Use the Garmin Connect app2 to track your menstrual cycle or pregnancy. Log symptoms get exercise and nutrition education. and more.

Smart Notifications
Receive emails. texts and alerts right on your smartwatch when paired with your compatible smartphone.

Safety and Tracking Features
If you feel unsafe or if your watch senses that an incident occurred. assistance and incident detection features3 can send a message with your location to emergency contacts.

Connect IQ? Store
Download custom watch faces. add data fields. and get apps from the Connect IQ Store2.

Syncs with Garmin Connect
Upload your activities to the Garmin Connect app to interact with a thriving online community where people on the go can connect and compete ? and even share their triumphs via social media.


1 Activity tracking accuracy.
2 Requires app on your compatible smartphone.
3 When paired with your compatible smartphone. For safety and tracking features requirements and limitations. see Garmin.com/safety.

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Layby with Layup.

Step 1:

Choose your purchase

Browse our LayUp's huge product range. Tap ‘Customise Layby plan’ to add item to cart.

Step 2:

Set your payment plan

The Mini Cart lets you customise your payment plan. Choose the plan length, and a payment frequency that suits you. You can Layby one item or place multiple items in one plan. You can have multiple plans, but need to log out and in again to create each extra one.

Step 3:

Checkout, make first payment

Review your payment plan, head to checkout and confirm your order. Make your first payment and you’re buying the budget-friendly way.

Step 4:

Keep track on your dashboard

Your dashboard is a snapshot of your Layup account. You can track payments, check orders, adjust settings, get updates and more.

Step 5:

Complete plan, receive your order!

When your final payment has been processed, we quickly ship your product to you. Despatch will occur as close as possible to the date estimated when you customised your plan.

Find out more

Buy Now.

Not ready to Layby? No problem — you can simply buy the item outright.

Step 1:

Choose your purchase

Find the product you want.

Step 2:

Select "Buy Now"

On the product page, select "Buy Now" , instead of "Customise Layby plan". On mobile; you’ll have to scroll a little further down the page to find it. On desktop; toggle the panel tabs to ‘buy now’, in the grey section beside the product image at the top of the page.

Step 3:

Pay in Full

Follow the prompts, proceed to checkout and pay the full price upfront.

Step 4:

Get It Delivered

Your order will be processed and shipped just like any standard online purchase.

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Delivery

All our stock is held in local warehouses in New Zealand.

Laybyland will usually dispatch your goods within 7 - 21 business days of completing your Layby payments.

This time frame factors in the confirmation of the Layby order include your payment method, processing and dispatch from the warehouse and the transport of the items via couriers. The \'In Stock \' status on our website can mean the stock is either in our warehouse, or available with our supplier.

Whilst we endeavour to get items delivered to you as soon as possible we do, however, need to allow that 7 - 21 business day window to accommodate the processes above.

Delivery tracking details will be emailed to the email address on the account as soon as they are known. Your goods must be delivered to the delivery address as shown on your initial order.

Deliveries require a signature on delivery and if no one is at the property to sign for the package a calling card will be left by the driver with details of how to arrange redelivery or collection.

If their are multiple items on your order, you may receive multiple deliveries shipped by multiple couriers since items may be sent from different warehouse locations.

Large/bulky items (eg furniture and whitegoods) may take longer to deliver and may also incur an additional freight fee. If an additional freight fee is expected for your order you will be contacted via email after the order has been successfully placed.

Returns

We guarantee your satisfaction with all layupshop.com/nz merchandise. If you receive damaged, defective, or incorrect item(s) from layupshop.com/nz, you may return the product(s) at no cost to you. Once we receive the item(s) and verify the return of product(s), we will send you a replacement or issue you a full refund, including shipping and handling.

Please choose carefully when ordering on layupshop.com/nz . Once you have ordered the item, you are committed to the purchase. Under the New Zealand Consumer Law, you are only entitled to a refund in the event of a major product failure - not if you simply change your mind or you later discover that you picked the wrong colour or the item doesn\'t fit.

You are entitled to a refund if the item you purchased is: not of acceptable quality, does not match the description, does not match the sample or demonstration model shown to you or for any other reason permitted under New Zealand Consumer Law: https://www.accc.gov.au/about-us/publications/consumer-guarantees-a-guide-for-consumers

Please contact our customer service department at customerservice@layupshop.com to lodge a return.

FAQs
What is LayUp and how does it work?

LayUp is your go-to online destination if you love shopping without needing to pay everything upfront. It is a layby store, meaning you choose the items you want, set up a payment plan that suits your lifestyle, and pay them off over time.

Here's how it works:

  1. Browse our store and add what you love to your cart.
  2. At checkout, choose a payment plan that fits your budget—weekly, fortnightly, or monthly payments from 4 to 52 weeks.
  3. Once your last payment is complete, we arrange to ship your order.
  4. Prefer something shorter? You can also use PayPal – Pay in 4 for eligible purchases, breaking your total into four interest-free payments over six weeks.

It's flexible, affordable, and easy!

Do I get my order straight away?

That depends on which payment method you choose:

  • If you're using LayUp's standard layby plan, your order will be shipped to you after your final payment is made. Just like a traditional layby, you pay your order off interest-free over time. Once your last payment is complete, we get your order ready for dispatch. It's a great way to manage your budget without the pressure of upfront costs.
  • If you choose PayPal – Pay in 4 we begin the shipping process right away, just like a traditional online purchase. PayPal pays us upfront, and you pay PayPal back over four interest-free instalments across six weeks. It's a handy option if you want to split your payment but still need your order quickly.

So, whether you prefer to pay over time and receive your item later, or want it shipped now and pay it off in four easy chunks, LayUp gives you the flexibility to choose what works best for you!

Can I have more than one layby going?

Yes, absolutely! You can set up as many layby orders as you like at the same time, as long as you're able to keep up with the payments. A lot of our customers use multiple laybys for different family members or upcoming events like holidays and gift-giving.

Just be mindful of your total commitments so it stays stress-free and manageable.

How do I know if my order was successful?

Once your checkout is complete, you'll see a confirmation screen with your order number. You'll also receive a confirmation email outlining:

  • Your selected items
  • Your payment method (LayUp plan or PayPal – Pay in 4)
  • Your payment schedule

Please review this email carefully and contact our friendly Customer Service team if anything looks off.

What payment plans can I choose?

You've got multiple options!

1. LayUp's flexible layby:

  • Choose weekly, fortnightly, or monthly payments
  • Set your plan duration: 4 weeks to 52 weeks
  • Pick your start date
  • The system will automatically calculate your instalments and estimated dispatch date.

2. PayPal – Pay in 4:

  • Available at checkout for eligible purchases
  • Pay in four interest-free payments over 6 weeks
  • No late fees, no interest
  • Great if you want to pay off your order faster without a long-term layby plan

You'll see both options at checkout and can choose what suits you best!

Can I cancel my order?

Yes, you can cancel your order any time before your second-last payment. To cancel, just email our Customer Service team with your order number and let us know.

  • If you cancel within 21 days of placing your order, there's no cancellation fee.
  • If you cancel after 21 days, a Cancellation Fee will apply. Find more specifics about this in our Terms and Conditions

If you haven't paid as much as the fee, don't worry—we won't ask you to pay more. You'll just forfeit what you've already paid.

Can I change my payment plan or items?

Yes! Life happens, and we want to make things flexible.

Change your payment plan:

You can adjust your payment schedule online through your account or reach out to Customer Service for help. You can increase or decrease your payment amount or change payment frequency.

Change items in your order:

You can update or swap items up to 4 times during your layby period. Just contact us to make the changes. Please note:

  • We can't make changes if there are less than 4 weeks left in your plan.
  • If you request more than 4 changes, there may be a small admin fee.
When are payments processed?

Your payments will be automatically processed at 12:01 AM AEST on your scheduled dates. Depending on your bank or PayPal, it might take until the end of the day to show up in your account.

Tip: Schedule your payment for the day after payday to make sure funds are available.

What happens if my payment fails?

We understand that sometimes payments can bounce—it's okay! If a payment is unsuccessful:

  • The amount is evenly spread across your remaining payments.
  • You can log into your account and adjust your plan manually if you'd prefer different instalments.

If you miss 3 payments in a row, your order will be placed on suspend, and the items will be removed from your allocation until you make your next successful payment. This could mean your items may not be available at the end, so it's important to catch up quickly.

If you're using PayPal – Pay in 4, PayPal will handle any failed payments directly. For assistance, please refer to your PayPal account or reach out to PayPal customer support.

Can I pay it off early or make extra payments?

Yes!

  • LayUp layby plans: You can make extra payments anytime by emailing our team with your order number, the amount, and your preferred payment date. Extra payments are limited to $499 per transaction, and laybys must run for at least 4 weeks.
  • PayPal – Pay in 4: If you are using this option, you can pay early or manage your schedule directly through your PayPal account.
When will my order be delivered?

Once you've made your final payment, we'll start getting your order ready. Please allow:

  • 7–14 days for most items
  • A bit longer for bulky items (like furniture or whitegoods)
  • Longer times during peak periods (like Christmas)

The estimated dispatch date shown during checkout is a guide, not a guarantee—so try to complete payments early if you need your order by a specific date.

Can I get Express Shipping?

Unfortunately, Express Post isn't available. Because we work with a wide network of suppliers and warehouses, we can't always control which courier is used or how fast the item can be delivered.

How will I know when my order has shipped?

You will receive two emails:

  1. A final confirmation once your last payment is made
  2. A dispatch email with tracking info

Please allow 24 hours for the tracking link to become active.

What if I am not home when my delivery arrives?

Most orders require a signature on delivery. If no one is home and there is nowhere safe to leave the package:

  • Your item will be taken to a local depot or post office.
  • You will get a notification to collect it.
  • Be sure to pick it up promptly extra fees may apply if redelivery is needed.
What if my parcel gets lost in transit?

It is rare, but if it happens:

  1. Contact us and the courier right away.
  2. We'll lodge an investigation, which can take 2–10 business days. The faster we hear from you, the sooner we can help resolve it.
Why can't I use a voucher code on gift cards?

Gift cards are not eligible for discounts, so any voucher codes will not apply to an order that includes a gift card. Feel free to use your voucher on another purchase!

What if the item price drops during my layby?

If the product you ordered is cheaper on our site when it ships, you will receive a Future Price Guarantee voucher for the difference.

  • The voucher is sent after your item is dispatched
  • Please note the terms of use and expiry date
Do you price match with other stores?

We do our best to stay competitive. If you find a cheaper price at another online layby store, let us know and we will see if we can match it!

Do your items come with warranties?

Yes, all items come with the same warranty you would get from the supplier or manufacturer. Warranty information can be found with the product details or will be included with your delivery.

What if my item is damaged when it arrives?

We are sorry if this happens! If your item is damaged, please contact us within seven calendar days of delivery so we can organise a repair or replacement.

Even if it is a gift for later, be sure to check the item when it arrives.

Can I pay through Centrelink/Direct Debit?

We currently do not offer Centrepay, so you will need to set up payments using a debit card, credit card, or PayPal.

How long has LayUp been around?

LayUp's parent company has been proudly operating since 2012, helping thousands of customers shop smart, spread the cost, and avoid debt.

Is your website secure?

Of course! LayUp uses GeoTrust 256-bit encryption, so your personal and payment details are completely safe and secure.