Department Store Gift Cards
A department store gift card takes the guesswork out of buying a present, while still giving the recipient plenty of choice. It works across clothing, homewares, tech, beauty and the everyday bits in between, so you're not locked into a single brand or product. On this page you'll find our collection of department store gift cards and a plain explanation of how we help you spread the cost. Pick a card, choose a denomination that suits your budget, and split the total into smaller payments with a LayUp payment plan. Handy for the bigger shops where paying the full amount up front feels like a stretch.
What Are the Best Department Store Gift Cards?
There's no one-size-fits-all department store gift card. The best option depends on the brands the recipient already shops with and what they're likely to buy. These cards act as prepaid credit at large general-merchandise retailers, so a single card can cover clothing, home, tech and more under one roof. They're commonly bought as gifts, but they're also useful if you want to set aside a fixed amount for your own shopping.
Most come in two formats. A physical card arrives in the post and feels closer to a traditional gift. An egift card lands in your inbox, usually adds to a mobile wallet, and can be used online straight away. Denominations vary by brand, from small starter values through to larger amounts made for bigger shops. For shoppers who like having plenty of options, a Bloomingdale's $100 Digital Gift Card can be used across a broad mix of fashion, beauty, home and lifestyle products.
If your spending leans toward apparel and accessories, our shopping and fashion gift cards narrow the field. For broader general shopping, a department store card keeps your options wide open.
What Can You Buy With a Department Store Gift Card?
Pretty much what you'd expect to see walking through a large retailer. That range is the whole point.
Typical uses include:
- Clothing, shoes and accessories for the whole family
-
Homewares, kitchen items, bedding and small furniture
- Consumer tech,
appliances and entertainment
- Health, beauty and personal care
- Toys,
books, seasonal items and gifts for others
- Everyday essentials and
groceries where the retailer stocks them
You can also hand the card over as the gift itself and let the recipient choose. If your list is heavier on appliances, TVs or smart devices, pairing a department store card with home and technology gift cards gives you more room to move across categories without overspending in any one place.
Where Can You Buy Department Store Gift Cards Online?
Right here, through the collection on this page. Start by choosing your card and denomination, then select either a physical card or an egift card when you check out Egift cards are sent by email once your order is complete, which makes them useful for last-minute gifts or personal use.
Checking out only takes a few steps. Add the card to your basket, choose to pay in full or start an instalment plan, and follow the prompts. Want to combine categories in one order? Take a look at groceries and beverages gift cards before you check out. Everything sits in the same basket, so you can plan the shop the way that suits you.
How Can You Spread the Cost With a Payment Plan?
A LayUp instalment arrangement is built for the bigger trips. Instead of paying the full amount up front, you split the cost of your gift card into smaller payments that fit around your paydays.
Here's how it works:
1. Choose your department store gift card and denomination.
2.
Select the installment option at checkout.
3. Pay an initial amount to
start your plan.
4. Continue with scheduled payments until the balance is
cleared.
5. Once your plan is complete, we send your gift card.
Department store trips add up fast across multiple sections, so this approach fits the format. Department store shops can add up quickly, so paying over time gives you a bit more flexibility. If you're planning a wider self-care or gifting shop, health and beauty gift cards work the same way on an instalment plan.
Department Store Gift Card FAQs
How do I check my gift card balance?
It depends on the retailer.
Most department stores let you check online with the card number and PIN,
in-store at the register, or by calling the number on the back of the card.
Can I use a department store gift card online and
in-store?
Usually, yes. Check the terms on your specific card, as some are
limited to one channel.
Can I add an egift card to my mobile wallet?
Many egift cards
can be added to a mobile wallet, depending on the retailer. Follow the
instructions in the delivery email.
What happens if my purchase costs more than my card
balance?
Most retailers let you split the payment, using the gift card
first and covering the rest with another payment method at checkout.
Do department store gift cards expire or have fees?
Expiry dates
and any fees are set by the card issuer. Always read the terms that come with
your card.
How does the payment plan work at checkout?
Choose the payment
plan option, make your first payment, then continue with scheduled payments.
We release the gift card once the plan is complete.
Shop Department Store Gift Cards at LayUp
Ready to plan your next shop? Browse the department store gift card collection, pick a denomination that fits your budget, and start a payment plan if you'd like to spread the cost. The process stays simple, so you decide what you spend and when you pay. Whether the card is for you or someone else, you set the pace. Not sure where to start? Have a look through our wider gift card range and pick the option that fits your plans.