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Buying gifts for kids is easier when you can pay over time. With layby toys online at LayUp, you choose what you need now, pick a payment plan that suits your budget, and we deliver everything once it’s fully paid.
Minimum layby order: $100 (after discounts).
Payment plans: Pay weekly, fortnightly, or monthly for 4 weeks to 12 months.
Interest‑free instalments: we ship your items after the final payment.
Payments process automatically at 12:01 am AEST on scheduled days.
Dispatch time: We typically dispatch in-stock items within 7–14 business days. For bulky items or during busy periods, please allow up to 28 days.
Lay by helps you plan ahead for birthdays, holidays, or Christmas without the upfront cost. You choose a schedule that fits your budget and pay in smaller amounts over weeks or months. With our standard layaway plan, you pay off your plan first, and then we ship it to you.
Add toys, books, sports gear or outdoor play equipment to your cart. Your cart must reach $100 after any discounts.
Select your payment plan. Pick weekly, fortnightly, or monthly payments for any period from 4 weeks to 12 months.
Make your initial payment within 7 days, then payments run automatically on your chosen dates.
Once the final payment is successful, we prepare your order and move it into dispatch.
Find what you're looking for by category:
Browse layby activity toys for hands-on fun.
Find layby baby toys and early-learning favourites.
Add layby kids’ books for quiet-time wins.
If you want your order sooner but still prefer smaller payments, PayPal Pay in 4 may be available at checkout (subject to PayPal approval). Pay in 4 splits eligible purchases into 4 interest‑free payments over 6 weeks: the first payment at checkout, then three repayments every two weeks, with no sign‑up or late fees.
PayPal Pay in 4 isn’t layby; those orders are processed straight away, while lay by orders are delivered after the plan is completed.
After your final payment, dispatch is typically 7–14 business days for in‑stock items. For bulky items or during peak periods, allow up to 28 days. If you’re shopping for Christmas, set an estimated dispatch date of 1 December or earlier so you’re giving yourself a buffer.
Can kids’ toys be purchased on layby?
Yes. Add eligible items to your cart (minimum $100 after discounts), choose your payment schedule, and pay in instalments until your plan is complete.
How do lay by payments work for toys?
You pick weekly, fortnightly or monthly payments over 4 weeks to 12 months. Once the final payment is processed, we prepare and dispatch your order.
Can I layby outdoor play equipment or sporting goods?
Yes. Many outdoor play and sports items can be placed on a layby plan. Please note that bulky items may have an additional delivery charge.
What happens if a toy I lay buy goes out of stock before final payment?
If an item becomes unavailable, we’ll contact you with options. You can choose a similar replacement or a full refund for the unavailable item.
Do I pay extra for shipping toys once my layaway is completed?
Shipping may be an additional cost, depending on your delivery address and the size and weight of the toys in your order. If you’re ordering bulky items or you’re unsure what will apply, contact our support team with the items you’re buying and your postcode so we can help confirm the delivery cost.
Browse toys and sports & outdoor play, choose a plan that fits your pay cycle, spread the cost, and enjoy interest-free instalments.

