Shared payment? It's easy

Paysquad is a payment option that lets groups pay together.

Start a Paysquad at Shopping Cart, share the link, and everyone chips in. No one fronts the full cost.

A Paysquad payment plan open on a mobile phone A shopper sharing a Paysquad link on his phone A shopper chipping in to a Paysquad on her phone

How does it work?

Start a Paysquad at your Shopping Cart and gather the group before the order's confirmed.

  1. 1

    Select Paysquad at the Cart.

    Instead of paying with a card or another method, select Paysquad.

    Choosing Buy Now with Paysquad from the payment options
  2. 2

    Share your payment link.

    You'll receive a unique link to send to friends, family, or colleagues.

    A group chat sharing a Paysquad payment link
  3. 3

    Everyone pays their share.

    Each person contributes through the link, no account is usually required.

    Contribution progress towards the order total
  4. 4

    Your order is placed.

    Once the full amount is collected, your order is promptly processed.

    A completed Paysquad with the order placed
A shopper browsing Layup on a laptop

Paysquad works differently to
Layby

Paysquad uses its own unique checkout, so must be used separately to Layby plans.

You can still use it to make a shared purchase, but this will be immediate. To spread payments over time with a traditional Layby plan, please select 'Layby Now' in the shopping cart.

Pay without the awkward money bit

Group plans are better when one person doesn't get stuck covering everyone. Paysquad lets the group chip in upfront, right at the cart.

Do bigger things together

Better gifts, bigger tips, and big buys are easier to make happen when everyone can chip in from the start.

No one pays for everyone

Everyone chips in before the order is confirmed, so the full cost never lands on one person.

No more chasing your friends for money

Everyone can see the progress and chip in through one link. No spreadsheet or awkward follow-ups.

Be the friend who makes it happen

You start the squad, bring everyone together, and make it happen without handling anyone else's money.

Got questions?

What happens when everyone chips in?

Once the full order total has been covered, all contributor payments are processed and the order is sent for processing and shipment.

If the required amount isn't reached within the allowed timeframe, the Paysquad is automatically cancelled and no payments are taken.

Can I use Paysquad with Layby?

No. Paysquad is a separate payment option and cannot be used together with Layby. When you choose Paysquad at checkout, your order is not placed on Layby. You will pay once and in full using Paysquad.

Do contributors need to make recurring payments too?

No. Each contributor chooses a one-off amount they would like to contribute. Paysquad does not use recurring payments, and contributors are only charged once the full order amount has been reached.

What happens if we don't reach the total or want to change the plan?

If the full order amount isn't reached, or you would like to change the contribution plan, you'll need to create a new Paysquad. Payments are only processed once the full order total has been reached, and orders are not sent for processing until then.

Do contributors need an account?

No. Contributors can chip in as guests. No app download is required.

What happens if we change our mind?

If your Paysquad hasn't yet reached the full order amount, you can cancel it at any time, as no payments have been processed.

Once the full amount has been reached, payments are processed immediately and the order is sent for processing. At that point, the order cannot be cancelled.

Is Paysquad safe & secure?

Yes. Paysquad uses secure payment infrastructure to process payments. Contributors make their payment through a secure Paysquad link, and payment details are handled securely by Paysquad.

Who do I contact if I need help?

For questions about an active Paysquad, including contributions or payment issues, please contact Paysquad directly, as they manage the payment process.

For questions about your order after a Paysquad has been completed and submitted to LayUp for processing, please contact the LayUp Customer Support team.

Split the cost with others using Paysquad

Bring friends, family or anyone else into the purchase.

Start a Paysquad in your cart, share the link and everyone chips in.
No one has to front the full cost.

Start shopping
A Paysquad payment plan open on a mobile phone A shopper sharing a Paysquad link on his phone A shopper chipping in to a Paysquad on her phone

What will you make possible together?

Some purchases are easier to make happen when friends and family can get involved from the start.

Choosing Buy Now with Paysquad from the payment options

Upgrade the home together

Bring the household or family together for the sofa, dining table, appliance or outdoor setup everyone will enjoy.

Get ready for a new arrival

Get ready for a new arrival

Give friends and family a simple way to chip in for a pram, cot, car seat or other baby essentials.

Give one better gift

Give one better gift

Turn lots of separate contributions into one memorable birthday, wedding or milestone gift.

Make the bigger purchase possible

Make the bigger purchase possible

Split the cost of the phone, laptop, gaming setup or other big buy that would otherwise land on one person.

How does it work?

  1. 1

    Select Add to Cart

    Choose your products, then select Layby Now to continue to your cart.

    Choosing Buy Now with Paysquad from the payment options
  2. 2

    Choose Pay together with Paysquad

    You'll receive a unique link to send to friends, family, or colleaguesSelect Paysquad in your cart and set a deadline for your group.

    A group chat sharing a Paysquad payment link
  3. 3

    Share your link

    Send the link to your group so everyone can chip in.

    Contribution progress towards the order total
  4. 4

    Your order is confirmed

    Once the total is covered, the payments are processed and your order is confirmed.

    A completed Paysquad with the order placed
A shopper browsing Layup on a laptop

Paysquad works differently to
Layby

Paysquad is a separate payment option and cannot be combined with a Layby plan.

Layby: One person pays for an order over time. The order is shipped after the Layby plan is completed.

Paysquad: A group chips in before the order is confirmed. Once the group covers the total, the payments are processed and the order is confirmed.

Pay without the awkward money bit

Split the cost with others

Bring friends, family or anyone else into the purchase. Everyone can choose how much they chip in.

No one fronts the full cost

Everyone chips in before the order is confirmed, so the full amount never lands on one person.

No more chasing people for money

Everyone uses the same link to chip in. No spreadsheet and no awkward follow-ups afterwards.

See the group make it happen

Your Paysquad shows how much has been covered and how much is left to go.

Got questions?

What happens when everyone chips in?

Once the total has been covered, all contributor payments are processed and your order is sent to Layup for processing and shipment.

How long do we have to complete a Paysquad?

The squad leader chooses the deadline when setting up the Paysquad, up to a maximum of 5 days.

If the total is not covered by the deadline, the Paysquad closes and no payments are processed.

Can I use Paysquad with Layby?

No. Paysquad is a separate payment option and cannot be combined with a Layby plan. When you choose Paysquad in your cart, your order is not placed on Layby.

Do contributors need to make recurring payments?

No. Each contributor chooses a one-off amount to chip in. Paysquad does not use recurring payments, and contributor payments are only processed once the total has been covered.

Do contributors need an account?

No. Contributors can chip in as guests. No app download is required.

What happens if we do not reach the total?

If the total is not covered by the deadline, the Paysquad closes, no payments are processed and the order is not confirmed. You can start a new Paysquad if the group still wants to buy the order together.

What happens if we change our mind?

You can cancel an active Paysquad before the total is covered. Once the total has been covered, the payments are processed and the order is confirmed. Contact Layup Customer Support if you need help with the order after that point.

Is Paysquad safe and secure?

Yes. Contributors use a secure Paysquad link to chip in, and payment details are handled securely by Paysquad's payment infrastructure.

Who do I contact if I need help?

For questions about an active Paysquad, including contributions or payment issues, contact Paysquad.

For questions about an order after the Paysquad is complete, contact Layup Customer Support.

How long does a group have to pay?

The squad leader can set a deadline for any number of days, up to a 5-day limit.

What could you make happen together?

Find what you want at Layup, select Layby Now and choose Pay together with Paysquad in your cart.

Start shopping