JavaScript seems to be disabled in your browser. For the best experience on our site, be sure to turn on Javascript in your browser.

Good things are worth the wait. Layby it at Layup.

Search

What is LayBy?

Wishlist

FAQS

Your Cart

Department Store

Gift Cards
Department Store

Department Store Gift Cards on Layby in Australia

Buying a department store gift card with layby in Australia means you lock in value at leading chains like Myer, Kmart, Target and Big W, then pay your gift card off in manageable instalments. With LayUp, you secure your department store gift cards online, customise a payment plan and receive your card once the final repayment is complete.

Myer, Kmart, Target, Big W & More

LayUp brings the classic lay-by model into a modern online department store experience. You can explore department store gift cards from major Australian brands such as Myer, Kmart, Target and Big W, as well as multi‑brand options like Coles Group and Myer cards.
Department store gift cards let you shop:

Fashion, footwear and accessories
Beauty, cosmetics and fragrance
Homewares, décor and kitchenware
Toys, kids’ clothing and baby essentials

How to Choose the Right Department Store Gift Card

Preferred store: If the household shops at Kmart, Target or Big W, match the card to that habit for maximum use.
Product range: Myer leans into branded fashion and beauty, while Kmart and Big W focus on value and family‑friendly pricing.
Shopping channel: Department store cards can be used both in‑store and online, but exact rules depend on the issuing brand’s terms and conditions.
Occasion: For milestone gifts, a Myer or Coles Group and Myer card offers variety. For budgeting, Kmart, Target or Big W are more practical.

A Myer gift card on instalment in Australia suits people who love branded fashion, premium beauty, and curated homewares. A LayUp Kmart gift card is better for budget‑friendly basics, kids’ toys and household essentials, while Target and Big W gift cards sit somewhere between value and variety.

Budget Your Christmas Shopping with Layby Gift Cards

Instead of trying to fund gifts, decorations and holiday outfits in one pay cycle, department store gift cards on laybuy let you spread the cost over weeks or months and finish payments before the festive rush.

You can also combine department store gift cards with a Coles gift card in Australia, a petrol gift card in Australia, or entertainment gift cards in Australia.

Kmart vs Target vs Big W Gift Cards on Layby: What's the Difference?

Kmart gift card pay later Australia: Great for low‑priced fashion, home basics, toys and small appliances, family essentials, and value‑driven purchases.
Target gift card instalment Australia: Balances value and range, with a focus on clothing, kids’ products and selected homewares across Target stores and Target Online.
Big W gift card pay later Australia: Perfect for toys, books, electronics and seasonal promotions. Popular for Christmas and back‑to‑school needs.

Kmart and Target cards are redeemed only at their respective stores and online platforms, whereas Coles Group and Myer eGift cards unlock multiple chains under one balance.

Department Store Gift Cards for Every Budget

Small‑value cards for:

Stocking fillers, teacher gifts and Secret Santa.
Little rewards for kids or teens.

Mid‑range cards suit:

New outfits, school gear or home refresh projects.
Shared gifts for couples or families.

High‑value cards are for:

Whole‑room furniture updates or multi‑person shopping trips.
Coordinated seasonal spending across clothing, toys and homewares.

LayUp lets you customise weekly, fortnightly or monthly instalments over terms from 4 to 52 weeks. You can align your department store gift card on layby in Australia with your pay cycle and cash flow.
If you want to round out your budget, consider pairing department store cards with non‑alcoholic hampers in Australia, alcohol hampers in Australia or a petrol gift card in Australia for a complete gift package.

Department Store Gift Cards on Layby in Australia FAQs

Which department stores are available as gift cards on layby?

LayUp supports major Australian department store brands such as Myer, Kmart, Target and Big W. Exact brands and denominations may change, so check the current department store gift card listings on LayUp before you set up your layaway.

Can a Kmart gift card be used at Target?

A Kmart gift card is redeemable only at Kmart and Kmart Online, while Coles Group and Myer eGift cards can be used at multiple participating retailers, including Kmart and Target. Always review the issuing brand’s terms and conditions to confirm where your card can be used.

Are department store gift cards good for Christmas gifts?

Yes. Department store gift cards are popular because they give recipients the freedom to choose their own clothing, toys or homewares.

What's the most popular department store gift card in Australia?

Myer, Kmart, Target and Big W, as well as Coles Group and Myer multi‑store cards, are widely used because they cover a broad product range and many locations nationally.

Can I use a department store gift card in‑store and online?

Australian department store gift cards, including Myer e-gift cards and Coles Group and Myer e-gift cards, can be redeemed both in‑store and online, but exact rules depend on the issuer. Always confirm the card’s terms of use before you plan your shopping.

Discover LayUp’s department store gift card on layby in Australia and start your layby today.