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Need to plan ahead but don't want to pay everything upfront? With gift cards laybuy, you can choose your gift cards, pick a payment plan that fits your budget, and pay over time.
Whether you’re organising groceries, commuting costs, or a gift for someone special, layby gives you flexibility without the full upfront cost.
Gift cards are practical because they lock in a set value and give you or the recipient flexibility. Putting gift cards on laybuy can make it easier to budget or to spread out bigger seasonal spends like Christmas and holidays.
If you prefer a pay first, receive later approach, Lay buy is designed for exactly that.
Choose your gift card(s) and head to checkout.
Pick your payment plan. Select how often you pay (weekly, fortnightly, or monthly) and choose a plan length from 4 weeks to 12 months.
Make interest-free payments until you finish.
After your final payment is successfully processed, your gift card is issued or dispatched.
If timing matters, aim to finish payments early. Peak periods and fulfilment times can vary by product type.
Find the right gift card for you. Pick a category below to start your layby plan in minutes.
Laybuy electronics gift card for upgrades and everyday tech.
Laybuy grocery gift card for budgeting the weekly shop.
Laybuy fuel gift card for commuting and travel.
Laybuy food gift cards for busy weeks and treat nights.
Laybuy travel guest cards for weekends away and bigger trips.
Voucher and discount codes: Gift cards aren’t eligible for discounts and voucher codes.
Delivery: Some gift cards are digital, and some are physical. Check the product page for the delivery method before you buy.
Gift card conditions: Gift cards are typically subject to the issuer’s terms, including where they can be redeemed, any exclusions, and expiry.
Cancellation fees: Lay-by agreements can include a cancellation fee, but it must be clearly stated and no more than the supplier’s reasonable costs.
What types of gift cards can I purchase on layby?
You can buy gift cards for electronics, groceries, fuel, food, and travel.
How does lay-by work when buying gift cards?
Choose your gift card, select a payment plan at checkout, then pay by instalments. You'll receive the gift card after your final payment is successfully processed.
Can I use vouchers or discount codes on a gift card laybuy order?
No. Gift cards aren’t eligible for discounts, so voucher codes won’t apply if your order includes a gift card.
How and when do I receive digital or physical gift cards after full payment?
After your final payment, digital gift cards are delivered by email, while physical gift cards are delivered by courier within 7–21 business days. If you need it by a certain date, complete your plan early.
Are there any restrictions on using gift cards bought on layaway?
Yes. Gift cards are generally governed by the issuer’s terms, including redemption locations, exclusions, and expiry details. Always check the product listing and keep your gift card details secure.
CTA: Make gifting easier on your budget. Browse gift cards on Laybuy, choose a plan that suits your pay cycle, then start your lay-by today.
Please select your shipping country.
Buy from the country of your choice. Remember that we can only ship your order to addresses located in the chosen country.

