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Good things are worth the wait. Layby it at Layup.

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Mobile Phones

Buy a Phone on Layby

Shop for a phone on layby with LayUp Australia. Choose the mobile phone you want, set a payment plan that suits your budget and pay it off over time.
Browse phones from leading brands including Apple, Samsung, Google, OPPO, Motorola, TCL and more. LayUp helps you plan your purchase with flexible instalments.
Good things are worth the wait. Choose your phone, customise your plan, and start your layby today.

Why Shop Mobile Phones on Layby

Buying a mobile phone on layby lets you plan for your next device without needing to pay the full amount all at once. LayUp cellular phones include smartphones, Android phones, foldable models, 5G devices, 4G phones, and more.
You can compare models, colours, storage, and features before choosing a payment schedule that works for your budget.

How a Phone on Lay by Works

1. Choose your phone: Browse our available cellular phones and select the model that suits your needs.
2. Customise your payment plan: Choose weekly, fortnightly, or monthly payments from 4 to 52 weeks.
3. Make your first payment: Confirm your order at checkout and begin making payments according to your selected schedule.
4. Track your layby online: Manage your plan, check your payment progress, and keep your details up to date through your LayUp account.
5. Receive your order after final payment: Once your final payment is processed, LayUp prepares your phone for dispatch.

Choose the Right Mobile Phone

• Camera and video: If you use your phone for family photos, travel, social media, or content creation, camera features are a priority. Compare rear and front cameras, video recording options, low-light performance, optical zoom, and editing tools.
• Storage capacity: Storage affects how much space you have for photos, videos, downloads, apps, games, and work files. If you regularly capture high-resolution content or use many apps, choose more storage.
• Battery life and charging: For work, school, travel, or streaming, battery performance is important. Think how often you can access a charger, whether fast charging is important, and how heavily you use your phone during the day.
• 4G or 5G connectivity: A 5G mobile phone offers fast connectivity where 5G coverage is available. A 4G handset is still excellent if you are looking for a simple, budget-conscious device for calls, texts, maps, and everyday apps.
• Screen size and design: A large screen is useful for streaming, gaming, browsing, work, and video calls. Compact phones are easier to carry and use one-handed, while foldable phones offer more screen space.
• Operating system and compatibility: Your current devices and preferred apps may influence whether you choose an iPhone or Android phone. Consider your existing smartwatch, laptop, tablet, headphones, cloud storage, and accessories when deciding.

Explore Phones From Leading Brands

Apple iPhone on layby

An iPhone is for people who prefer Apple’s operating system, want a familiar interface, or use other Apple products. When choosing an iPhone, compare storage options, display size, camera features, and battery performance.
Instead of paying the full price, buying an iPhone on laybuy lets you budget for an upgrade over time.

Samsung Galaxy phone on layby

Samsung Galaxy phones offer premium Galaxy models and foldable designs. Depending on the model, you may find features such as large displays, capable cameras, 5G connectivity, high storage capacity, and advanced multitasking tools.
Buying a Samsung mobile phone on laybuy lets you choose a payment schedule that fits your budget.

Google Pixel, OPPO, Motorola, and more

Our available cellular phones include devices from brands such as Google, OPPO, Motorola, TCL, HMD, Nothing, and others. These phones are great if you're looking for a particular price point, camera experience, design, operating system features, or storage option.

Why Buy a Phone on Laybuy With LayUp?

• Interest-free scheduled payments: LayUp’s lay by plan lets you select a payment frequency and duration that suit your budget, interest-free.
• Flexible payment timing: Choose from weekly, fortnightly, or monthly payments to align your plan with your pay cycle and budget.
• Plans from 4 to 52 weeks: Your layaway plan can run from 4 to 52 weeks. You can choose a short plan or give yourself more time to pay for a large purchase.
• Clear payment progress: Your LayUp account lets you track payment progress and manage your order details online. Keeping your payment and contact details current helps your plan stay on track.
• Plan before you buy: Buying a phone on layaway lets you choose your preferred device, decide on a payment plan, and work towards owning it without paying a large upfront amount.
The minimum order value for a LayUp lay buy is $100 after applicable discounts, and scheduled payments must be at least $5.

LayUp Layaway vs PayPal Pay in 4

Payment option	How it works	When your phone is prepared for dispatch
LayUp layby	Choose weekly, fortnightly, or monthly payments over 4 to 52 weeks	After the final payment is complete
PayPal Pay in 4	Pay PayPal in four interest-free instalments over six weeks, subject to eligibility	Order processing begins straight away

If you want to pay off your phone before it is sent, LayUp layby may be the right option. If you need an eligible phone sooner and prefer a short payment timeframe, PayPal Pay in 4 may be available at checkout.

Complete Your Phone Setup

Explore smart phone accessories for phone cases, chargers, cables, screen protectors, mounts, and more.
You can also browse smartphones on lay by to compare other smartphone brands and features.

Cellular Phones on Lay Buy FAQs

What is a phone on layby?

Buying a phone on layby allows you to choose a mobile phone and pay for it over time through scheduled instalments. With LayUp’s lay-by, you choose a payment plan and receive your order after the final payment is complete.

How long can I layby a phone for?

LayUp phone lay by plans can run from 4 to 52 weeks. You can choose weekly, fortnightly, or monthly payments.

Do I get my phone before I finish paying it off?

With LayUp’s laybuy plan, your phone is prepared for dispatch after your final payment is complete.

Can I have more than one layaway at the same time?

Yes. You can have multiple LayUp layby plans at once, as long as you are comfortable keeping up with each payment schedule.

What happens if I miss a layby payment?

If a scheduled LayUp payment is unsuccessful, the unpaid amounts are spread across the remaining payments in your plan. If three payments are missed in a row, the order may be suspended and the items may be removed from allocation until payments resume.

Layby Your Next Phone With LayUp

Browse LayUp Australia’s cellular phones and find a mobile phone that suits your needs, preferred features, and budget.
Good things are worth the wait. Buy your phone on lay buy with LayUp today.