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Searching for rent-to-buy electronics? This term is often used for paying over time, but at LayUp, what we offer is layby, where you spread payments across a plan and your order is dispatched after the final payment is made. If you need your items sooner, eligible purchases can also be checked out with PayPal Pay in 4, which splits the cost into four interest-free payments over six weeks.
LayUp helps you plan bigger tech purchases without paying everything upfront. Choose an instalment schedule that fits your pay cycle, then pay interest-free until your plan completes. To keep everything transparent, you’ll see your instalment amounts and an estimated dispatch date at checkout before you commit.
Browse our popular categories and start your layby plan in minutes.
Here's how layby with LayUp works:
Layby can help reduce overspending because you don’t receive the goods until you’ve finished paying.
Layby (ships after final payment)
Best if you’re planning ahead and want a longer, budget-friendly schedule. If you cancel within 21 days, it’s free. After that, a cancellation fee applies. See terms and conditions for details.
PayPal Pay in 4 (eligible orders ship right away)
Pay in 4 lets you split eligible purchases into four interest-free payments, with the first payment due at purchase and the next three every two weeks.
Once your layby is paid off, allow around 7–14 business days for dispatch for most items. Bulky items or busy periods like holidays may take longer. You’ll receive tracking details when your order ships, and most deliveries require a signature to help ensure secure handover.
What electronics can I purchase on layby?
You can put most electronics on a layby plan, including TVs, projectors, audio systems, smart home devices, phones, laptops, tablets, printers, and accessories.
How does layby electronics work in Australia?
You choose a payment schedule between 4 and 52 weeks. We dispatch your order after you make the final payment, unless you use PayPal Pay in 4 at checkout.
Is there a minimum or maximum price for electronics on layby?
Yes, the minimum layby order is $100 AUD after any discounts. Please check our terms and conditions for any order limits or verification requirements.
Can I layby a TV, laptop, or smartphone online?
Yes. Just add your item to the cart, choose your layby schedule at checkout, and begin your payments.
What payment options are available for electronics layby?
You can use a standard LayUp layby plan for a longer schedule or PayPal Pay in 4 for eligible orders to split the cost into four payments over six weeks.
Do you offer delivery for electronics bought on layby?
Yes. LayUp arranges delivery after your final payment, with tracking and signature on most orders.
Shop electronics on layby with LayUp today. Choose your category, set a payment plan that fits your budget, and get your tech delivered once your plan is complete.

