Pay over time, then receive item

Great brands.
Budget-friendly
Layby plans.

Pay over time, then receive item.
Get Ready for 
Christmas 2026!

 

 
Get Ready for 
Christmas 2026!

Layby Your
Gift Cards Now.

Get Ready for Christmas 2026!
Electronics

Layby great tech

Gift cards

Xmas sorted – Layby gift cards!

Mobile Phone

New Apple, Samsung & Google Range now on Layby

Computer

MacBook on Layby!

Gift cards

Xmas sorted – Layby gift cards!

eMobility

eScooters & eBike on layby plans!

Appliances

Kitchen appliances with layby plans

Christmas

Christmas Trees & Hampers now on Layby

Flexible payments/plans

Buy with the best plan for you

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Ready for Xmas plans
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Moving Home plans
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Gift Cards Holiday plans
Furniture

Layby home living

Why Layby with Layup?

Good things are worth the wait. With payment by instalment, it helps budgeting go to plan when you Layby it at Layup. Find everything from furniture to electrical, all right here. All leading brands, all prices competitive. Our Future Price Guarantee even protects you against drops in price.

Why Layby Image
Budget-friendly instalments
Pay off over 4 weeks to 12 months
Over 50,000 products
Leading brands featured
The price you agree to when you start the layby will not increase, even if the item's price goes up before you finish paying it off.
Future Price Guarantee
Australian-owned for over 10 years

Layup Reviews


Do I get my order straight away?

That depends on which payment method you choose:

  • If you're using LayUp's standard layby plan, your order will be shipped to you after your final payment is made. Just like a traditional layby, you pay your order off interest-free over time. Once your last payment is complete, we get your order ready for dispatch. It's a great way to manage your budget without the pressure of upfront costs.
  • If you choose PayPal – Pay in 4 we begin the shipping process right away, just like a traditional online purchase. PayPal pays us upfront, and you pay PayPal back over four interest-free instalments across six weeks. It's a handy option if you want to split your payment but still need your order quickly.

So, whether you prefer to pay over time and receive your item later, or want it shipped now and pay it off in four easy chunks, LayUp gives you the flexibility to choose what works best for you!

Can I have more than one layby going?

Yes, absolutely! You can set up as many layby orders as you like at the same time, as long as you're able to keep up with the payments. A lot of our customers use multiple laybys for different family members or upcoming events like holidays and gift-giving.

Just be mindful of your total commitments so it stays stress-free and manageable.

Can I cancel my order?

Yes, you can cancel your order any time before your second-last payment. To cancel, just email our Customer Service team with your order number and let us know.

  • If you cancel within 21 days of placing your order, there's no cancellation fee.
  • If you cancel after 21 days, a Cancellation Fee will apply. Find more specifics about this in our Terms and Conditions

If you haven't paid as much as the fee, don't worry—we won't ask you to pay more. You'll just forfeit what you've already paid.

Can I change my payment plan or items?

Yes! Life happens, and we want to make things flexible.

Change your payment plan:

You can adjust your payment schedule online through your account or reach out to Customer Service for help. You can increase or decrease your payment amount or change payment frequency.

Change items in your order:

You can update or swap items up to 4 times during your layby period. Just contact us to make the changes. Please note:

  • We can't make changes if there are less than 4 weeks left in your plan.
  • If you request more than 4 changes, there may be a small admin fee.
Can I pay it off early or make extra payments?

Yes!

  • LayUp layby plans: You can make extra payments anytime by emailing our team with your order number, the amount, and your preferred payment date. Extra payments are limited to $499 per transaction, and laybys must run for at least 4 weeks.
  • PayPal – Pay in 4: If you are using this option, you can pay early or manage your schedule directly through your PayPal account.
What if the item price drops during my layby?

If the product you ordered is cheaper on our site when it ships, you will receive a Future Price Guarantee voucher for the difference.

  • The voucher is sent after your item is dispatched
  • Please note the terms of use and expiry date
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#LayupGlobal #TeamLayup #LayupAUS

Secure shopping

SSL encryption protects your transactions. Our payment partners are Commonwealth Bank, ASB Bank, Stripe and Paypal.

Future Price Guarentee

If a fully paid for item is displayed for less when it's shipped, you'll receive a voucher for the price difference. T&C's apply.

Flexible payment plans

You choose your plan’s length and payment frequency, making sure the instalments will work with your budget.

Trusted by 100k+ customers

Our great brands and budget-friendly shopping have been enjoyed in Australia, New Zealand and the USA.


LayUp isn’t your average online Layby store

It is a place that will fulfil each and every one of your needs. Why hop from one website to another when you can get everything in one place with just one click of the mouse? It is a one-stop-shop for travellers, gamers, home cooks and BBQ grillers, fitness enthusiasts, fashion and beauty lovers, and many more.

 

 

LayUp offers over 50,000 layby products from leading brands

 

LayUp has everything right from trending electronics like mobile phones, laptops, computers, gaming consoles, smartwatches to fashion and beauty layby products, makeup jewellery, perfumes. You will also find layby furniture, barbeque, kitchen electronics, home garden products, and many, many such products that will make your life simple and breezy only at the laybys online store. You name it, we’ve got it. So sit back in your comfortable bed with your laptop, get that laybuy card out, and shop away.

LayUp is a favourite online Layby store in Australia. Some even go so far as to consider it my layby Australia. Setting up a new home can be a daunting task. Furniture shopping can be tedious if you don’t know where to purchase from. That’s where we come in. When you say Layby Australia, LayUp is the only online Layby store that will pop into your mind. We have furniture items to suit every budget and preference. You will find the living room, dining room, bedroom furniture to suit every taste.

For easy furniture layby, go to the furniture section on the website and you will find a wide collection of indoor and outdoor furniture to turn your house into your cosy home. You’ll find ottomans, coffee tables, outdoor bistro-style seating, a balcony set, a beautiful dining table set. To add that extra zing to your outdoors, we have also got plants and planters, string lights, and more for you.

Impress your friends and family when you call them over for a party with our range of kitchen appliances like ovens, microwaves, cooktops, food mixers, and many other products. Set up a beautiful bar with the most exquisite collection of wines, whiskeys, and rum. You can also buy a barbeque grill and a beautiful fire pit for your backyard.

The online Layby store has an impressive range of personal products like fashion accessories, makeup products, hair care products, nutritional and organic supplements for your inner and outer health. Treat yourself to these products that are guaranteed to make you feel good and look beautiful. The lay-by store is proud to house the collection of luxury brands of the world like Bevilles, Dermalogica, Calvin Klein, Dermadoctor, Chanel, Yves Saint Laurent, Versace, The Art Of Shaving, SK-II and more!

What are the other layby Australia products, you ask?

If you go through our website, you will find and can purchase big and small tents, fishing poles, yoga and wrestling mats, 5G hotspot, luggage, bikes, pool and beach products, floodlights, home gym equipment on the lay by. Blow up those inflatable pools and put down that beach towel to celebrate summer the way it was meant to be celebrated.

Hosting a birthday party in your backyard but didn’t get a DJ? Head over to the LayUp website and order Layby DJ equipment and Layby DJ turntables that will get your party bopping!

Cameras are an extension of the eye of the photographer. Capturing that perfect moment seals the memory for a lifetime. If you are an amateur photographer, adventure photographer, or professional photographer, buying a good camera makes all the difference in the world. LayUp has got a collection of cameras suited for everyone. On the LayUp website, you will find leading brands like Canon, Fujifilm, GoPro, Nikon, Panasonic, etc.

Every once in a while, we all need a well-deserved vacation- whether it is hiking in the forest, chilling at the beach, or going on a road trip. There are maps and navigation in mobile phones, but it is always best to have a proper navigation system in the car. The Layby car GPS has 3D maps and constant traffic updates to give you information on the go. There are other Layby car accessories on the website like Layby dash cams, Layby portable DVD players, antennas, mounting brackets, and more!

Best Layby products across Australia in one place

You can also buy computers and computer accessories and any Layby office equipment on the LabyLand website. Beat your mates in a game of Call of Duty or skate like Tony Hawk with LayUp’s leading gaming equipment.

At LayUp, you can shop from trusted brands like Apple, Sony, Beats, LG, Logitech, Sennheiser, etc. Head over to the LayUpwebsite to buy Layby office equipment or Layby electronics with your laybuy card or select more flexible payment plans without any deposits and free delivery!

When our customers ask what makes LayUp so unique, we tell them the traditionality. LayUp is a traditional Layby store that allows customers to go through products, add them to the cart, select a payment plan, and let us take care of the rest. The payments will be deducted on the selected days. Once those payments are completed, the orders will be shipped out to you. If you want the set of step by step instructions, click here "Learn what Layby is".

The one thing our customers love about layby now is the flexibility offered when shopping. They can select a suitable payment plan when they purchase a product from the layby shop, it gives them time to plan for their finances. But don’t take our word for it. Just ask our customers!

"I LOVE LayUp. For me, being a single mum with two young boys I cannot afford a credit card or get into debt. Having the flexibility to lay by items over 52 weeks allows me to budget accurately and have some modern luxuries without the debt. My boys are going to be thrilled with Christmas this year! "

If you want to read more customer testimonials, click here "Read customer testimonials".

 

Our top priority always has been the customers and providing them with competitive layby pricing

 

That is why they love the LayUp Future Price Guarantee. The customers get a LayUp gift voucher if the price of the product is lower by the time they finish the payment. The gift voucher is the difference in price which can be used to redeem on the next order.

Our layby land customer service teams take every call seriously and are here to help our customers with any enquiry they may have big or small. You can connect with them via email or on phone: 1300 423 696 between 10 am and 4 pm Mon-Thurs, and 10 am-3 pm on Fridays.